This type of loan is cottage and small industries business for domestic market and export item like handicraft, carpet, garment, stone, wool, herbs, bamboo and etc. this industry plays important role in the proper utilization of those locally availability of raw materials. It provides more employment opportunities which led to increase per capita income of people and national income of the country. So, we promote cottage and small industries business promotion loan for empowering the people utilizing skill and Nepalese raw materials for the productivity of small industry and business.